What do you actually take home?

UK pay, after tax. Every rate here comes from gov.uk and is dated on the page that uses it. 2026/27.

• What 1257L meansThe standard tax code, and what five years of a frozen allowance has cost you.
• ESA rates 2026/27Every Employment and Support Allowance rate, and who actually gets which.
• Take-home pay calculatorWhat you keep after tax, NI, student loan and pension.
• Company car tax calculatorWhat a company car really costs you each month, at your own tax rate.
• Maternity pay calculatorStatutory Maternity Pay week by week, after tax, and what the leave costs.
• Dividend tax calculatorWhat you pay on dividends, taxed on top of your salary at the band they land in.
• Self-employed tax calculatorIncome tax and Class 4 NI on your profit, and how it compares to a salary.
• What the tax threshold freeze cost youThresholds have been frozen since 2021. Work out the bill, using ONS inflation figures.
• Tax code checkerWhat your tax code means, and what it is costing you against the standard one.
• Redundancy pay calculatorStatutory redundancy pay, and what tax is actually due on the package.
• Salary sacrifice calculatorWhat a pound into your pension really costs you, and the legal limit on it.

Why another pay calculator

Most of them stop one step short. They tell you your company car's taxable value but not what it costs you. They quote maternity pay before tax, which is not the number that reaches your account. They ask whether you are a 20% or 40% taxpayer, which has no answer if you are halfway between.

Everything here runs off one tax engine, so every tool knows your actual marginal rate and can finish the sentence.

How the numbers are worked out

Every rate is fetched from gov.uk, written into a dated file with its source attached, and checked by a test suite pinned to figures HMRC publishes. Nothing is estimated, averaged or remembered. Each page states the tax year and the date its rates were last verified.

The calculations run in your browser. What you earn is never sent to us, and we could not read it if we wanted to.

What this is not

It is not tax advice, and it cannot see your payslip. Your tax code, your employer's payroll and anything unusual about your year will move the real figure. Where a tool makes an assumption, the page says so.